I AM TRYING TO FIND A FINANCE COMPANY THAT WILL REFINANCE A MOBILE HOME AND TIE PERSONAL LOANS INTO IT AS WELL…. ALSO A COMPANY THAT WILL ALLOW AN ALLOWANCE INTO THE LOAN TO DO SOME HOME REPAIRS?? THIS IS FOR MOBILE HOMES, NOT STICK BUILT.
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One that’s already in place on land? Real estate agent says it would be harder to finance than a house because of this issue even though they’re more in our price range it seems… Advice???
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I am wanting to get a manufactured home, in a park, funding is tough right now obviously. And Im trying to look into a USDA Rural Development loan. I have many questions I guess, but mainly, are the Section 502 Loans, Direct Loans, available for purchasing a manufactured home that is to be set up in a park? And if so, are the cement piers that go underneath considered a "permanent foundation"? Thanks to anyone that knows anything about this! 
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I have managed to fall behind another 3 months, now the mortgage company (WAMU), I’m not going to mention them by name, are trying to take me back to court and have the Motion for Relief to Stay lifted so that they can go ahead with starting Foreclosure procedures. I hear, in Texas, the whole process is usually done in about 3 months. Most cases dont even make it to the Judiscial level!
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Our rate is high like a car. Excellent credit did not matter. just wondering if we can ge a normal rate.
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Do they loose their value? Can you take out equity? I guess I want to know if it is a smart financial move in looking at the future stability of my finances.
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Looking to help someone refinance their mobile home. I need a Wholesale Lender(no brokers please) in California that can get this accomplished. Please leave contact information. Thank You
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sister renting it from us but want something in writing. still owe ,000 on the home can’t get it financed because it’s too old (1989)
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I own 8 acres of land a 2007 Singlewide mobile home that is combined in the same mortgage. Im interested in refinancing the home and the land for a better intrest rate. My current intrest rate is 7.5% fixed.
My home is FHA approved. My actual question is where can I find a lender willing to refinance the land and home in my area? (Stone County, Mississippi)
Notice most lenders wont touch a used mobile home.
What about the lands value? Doesn’t that help?
Thank you.
I owe 8,000.00 total.
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My mother is retiring and moving into a manufactured home park on the Central Coast in NSW. She hasn’t been able to get a loan from her bank even though I can guarantor her loan using my income. The bank said that because the land is leased and only the house is availabe as security that ther isn’t much we can do. Is there any way for her to buy the home?
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I see that the average home price in the town I will be living in would be great for my finances since I will be working part-time while in college and taking care of two children. My question is- has anyone here lived in a manufactured home? How sturdy is it? Is it heat efficient? Appropriate for children? My friends think it’s trashy, but at this point all I can see is being able to afford to keep my family together while I pursue my degree.
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We have land with approximately 25000 equity in it. Owe 7500 and want to use the equity towards the purchase and pay the land off and refinance it with the mobile home loan. but due to my brother having his 35 year old mobile home on my property I am having a problem finding a lender that will do this. His home is in his name and is not part of the appraisal on my property. Our credit scores are approx 540 to 600 not sure of the exact figure. Does anyone know who can help us?
We wish to purchase a 2006 or 2007 new mobile home from a dealer.We have land with approximately 25000 equity in it. Owe 7500 and want to use the equity towards the purchase and pay the land off and refinance it with the mobile home loan. but due to my brother having his 35 year old mobile home on my property I am having a problem finding a lender that will do this. They want us to split the property into 2 deeds. Due to zoning restrictions we cannot do this. His home is in his name and is not part of the appraisal on my property. Our credit scores are approx 540 to 600 not sure of the exact figure. Does anyone know who can help us?
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My credit score is in the low 600s, less than 620. My husbands is in the 500s. Both score are the results of ex’s, and we have been working to bring them up for a while now. We would like to purchase a manufactured home around April 2008. We have 1 acre of land that we own free and clear and about a 15% downpayment on a ,000 home. Does anyone know what our chances are of getting a loan? If we cannot get one qwith that criteria, does anyone know how much more down we would need or what our minimum score would have to be? Thanks.
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I have legal fees and credit cards i can no longer pay. I have a loan on my vehicle and my home (manufactured) is finance. Can I keep the vehicle and my home out of the bankruptcy?
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My husband and I bought a manufactured home 4 years ago. The home is on a foundation, but of course the home is still movable. We want to keep the land that the home is currently on but have the home moved to another lot. After talking to a loan officer at the bank we have our mortgage through we had started making plans to build a home on the lot that the home is still on. The loan officer indicated all we need to do was refinance the home onto the other lot to release the lean on the property that the home is currently on. However, after finding a buyer for the home(once it was moved) ,finding a contractor to build our new home, buying blue prints, getting approved for the construction loan, and having all the people needed to move the manufactured home and pour footers and build the block ready to go, the same loan officer who told us all we had to do was refinance said oops she was wrong the mortgage has to be paid in full before the home can be moved. We are devastated and are still trying to make this happen. If a bank would let someone finance the home and lot based on what the home would appraise for after it is moved and set up, we could pay off the mortgage. The problem is I cant find any bank who is financing mobile homes . If anyone has any suggestions or ideas on how this could possibly work. I would very much appreciate any help.
I dont want to build on the other lot. I live next door to my grandmother and I want and need to be close to her. Also we purchased the other lot with the sole purpose of moving the home on it. I wouldnt want to build there. Also I have all the money needed to move the home and build the foundation (8000$) and we would pay for that not the buyer!!
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we have a moble home and land tied up in one loan, are we able to sell the home and refinance the loan for just the land only if there is no lean against it?
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we moved into a new manufactured home last october we are buying it..It is in a park so we are also paying for lot rent. I want to get out of here i hate not having a yard and being in a community so my question is.. what would happen with the loan if we were to get evicted from the park? Would we be responsible for the remaining portion of the loan? would we have to pay a portion? any info would be great!
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