We are moving to a new town and are house shopping. We are going to look at several properties, and the most affordable is a manufactored home. However, I am concerned the interest rate might be higher and the financing more difficult. We will probably move again in 3-5 years so I am concerned about resale value as well. Has anyone had any experience with this or any advice to give?
We hope to move again but don’t know if and when, it depends on whether my husband is transferred. It is a small area without much for rental opportunities.

Technorati Tags: interest rate, manufactored home, rental opportunities, resale value, shopping

It has been so long since I have been in school. I’ve already spent 2 hours trying to re-learn these simple grammar errors and honestly, it’s taking a lot of time away from more important things. If you could even check some of them I would appreciate it. The underlined words are the ones that are most grammatically misused; e.g., sure/surely sure and/sure to that/because it’s/that’s

1.I will accept your advice but the effects of doing so may bring a lot of change.
2.The seminar was all right, but between Ludwig and me, most participants were eager to complete the training.
3.The amount of political activity generated less interest than anticipated.
4.Any one of the students can apply that principle if there’s time.
5.The first sight for the new office could’ve complimented the surrounding community, mainly because it is different than the typical building.
6.The program will succeed; e.g., it is positive, forward-looking, and cost effective.
7.The group members supported one another and were enthusiastic about their presentation.
8.The CEO implied that arrangements with an imminent scientist have been finalized, and regardless of the number who are invited, we will be included.
9.How much farther can we pursue this if it’s not passed on through regular channels?
10.Please lay your lose change on the dresser, and I’ll be really pleased.
11.You should’ve taken advantage of the opportunity to refinance your home under the lower percentage rates.
12.The new investment program is open to all personnel and will surely build security for their future.
13.The reason for the increase in deli foods in grocery stores is because more people are buying food prepared outside the home.
14.I use my personal stationary, and please try to use yours.
15.Tell Henri to be sure to lock up before he leaves and set the late afternoon mail on my desk.
16. We have the document and will forward it to the actuary so that your department is included in the transaction.
17.Whose turn is it to clean the refrigerator because it sure needs it?
18.I’ll follow the guidelines you advise, except the one involving the imminent staff change in sales.
19.There was wide disparity among the five candidates, but they supported one another.
20.Dr. Zhoa was excited about the new job but anxious about the research required.
21.Be sure the sights are interesting because we want to do a good job.
22.What did you infer from her compliment?
23.The principle reason for their success is the lawyer, who’s a specialist in international law.
24.A stationary pump for the well was complemented by a mobile emergency back up.
25.They wanted us to work fewer hours so the amount of savings could be increased.

Technorati Tags: actuary, ceo, deli foods, desk, grammar errors, grocery stores, group members, important things, investment program, late afternoon, ludwig, mail, participants, percentage rates, principle, scientist, surrounding community

I have loaned money to someone and in return they gave me their title to their manufactured home which she is trying to sell. The title is signed by the previous owners but not dated and not signed by the person I loaned the money to. The park that it is located in has filed a landlord complaint too. So should I file a lien before they do? I do have title and a handwritten note signed by her stating she owes me the money.What is the best thing to do to protect my money?

Technorati Tags: handwritten note, landlord, manufactured home, money

My husband and I are on the lower income side, and also don’t have the best credit. We currently rent for very cheap actually, but the place is very small and with our 2 children and one on the way, it is simply not going to work for us anymore.

We have found a doublewide for sale in our area. It is a 1989 sitting on 1 acre with a basement for the price of ,900. We think it is a good deal, needs cleans up, but perfect for us with 4 bedrooms! It is really about all we could afford at this time.

However, I have heard that the interest rates on manufactured homes are much more than with traditional home loans, and since doublewides depreciate so quickly, is it wise to purchase to purchase this home?

Technorati Tags: acre, bedrooms, doublewide, home loans, income side, interest rates, manufactured homes

im a long time user on here, just dont post much

ok, i bought a 2005 honda civic si in november 2007, it had 15,000miles on it when i got it. it ran great till the end of this last may, when all of the sudden the car just bogged down and died while i was driving it only had just over 19,000 miles on it.
i had it towed to the honda dealershhip i bought it from the next day.
they waited 2 days before they even looked at the car, then after they decided they couldnt figure it out they called american honda to see if warrenty would cover it. turns out i was 6 months out of warrenty.
so the car sat there a couple more days and then they decided theyed do a certified used car warrenty for it instead of a manufacture warrenty.
they tore the engine down, and somehow water got in the engine and the whole thing was rusted out. the cams were almost non existent so it had been that way for quite awhile. they couldnt figure out how it happened.

they ordered in an entire new engine, it was supposed to take 2 days to get in, honda didnt even send it out till 5 days later so it took 2 weeks for it to get in. after the engine got in they put it in and it still wouldnt run. they said the fuel injecters were bad so they oredered that in and 2 weeks later the car was running.

that was the first time it was in the shop, alltogether it was just under 2 months of me not haveing a car.
6 days later the car does the same damn thing, they towed it to the shop. the starter was fried so they replaced that, it took a week.
they called me last thursday at 8:30 at night and said it was ready. starts up runs good, 4 miles down the road the car stalls and i have to push it into a parking lot. as im pushing the car smoke starts pouring out from under the hood, the bater and the starter literally burned out.

had it towed back that night, they replaced what broke and i got it back yesterday. today im comeing home from work and it stalls in the middle of an intersection and i almost got tboned by an f150.

iv called american honda to see if they could get me out of the finance and give me my money back. they said because its under a certified used car warrenty that they cant do anything and that all they will do is continue to fix it.
they have put 9k$ into this car to fix it and its only worth 12k.

iv tried to talk to lawyers but they all want me to pay up front before they even listen to what i have to say.

i really dont know what to do at this point. and im about to lose my job because i have no way to get there.

whats all your oppinions on this?

Technorati Tags: 2005 honda civic si, american honda, cams, car stalls, car warrenty, damn thing, honda, honda civic, honda civic si, intersection, last thursday, long time, parking lot, pushing the car, time user

My husband and I are getting a manufactured home. I called an insurance agent to get a quote and they asked me if we needed to insure the purchase price of the house or the total loan. I have no idea. We borrowed money for the house, basement, septic, well, running electricity and excavation. Should we be insured for the total loan or just the house?

Technorati Tags: electricity, excavation, insurance, insurance agent, manufactured home, money

I was talking with the sales rep. for Oak Creek Homes. He said I should expect K – K in closing costs on a 0K loan at 6.5%. That sounds absolutely ridiculous to me. I’m putting 10% down and will put the home on my land in rural Texas. Are his numbers realistic? He said the costs will get added to the loan, but I don’t want to pay that. I’d rather do without a home if closing costs are going to be that much.
Not sure I understand how placing the home on land I own increases construction costs. I can figure k for improvements to the land, but if closing costs are capped at 6% i still don’t reach the k this sales guy is talking about.

Technorati Tags: closing costs, construction costs, improvements, oak creek homes, sales rep

And if so, how often and how much does the treatment usually cost for a small to medium sized modular log home?

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I also have a manufactured home.

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I can get one on a house,but I found a piece of land with a nice 16 wide modular home on it,through a realtor,she said it would be no trouble she would match me to a lender,for me to give her a refundable check towards down payment and unless I pull out I cannot lose it,she then said for me to be checking also,I tried everywhere I can think of..the home is 10 yrs old in great condition tied down and underpinned,and I plan to build a home on it later,it is the land I want most,can anybody help me find a lender,(tried va and fha and they are saying nothing available in this part ky now )

Technorati Tags: fha, modular home, realtor, saying nothing