OK so heres the deal. Were stuck in a town we HATE and want out. We want a little farm on an acreage and keep seeing these ads that say if you own an acreage your guaranteed financing. And a few say they’ll even sell you an acreage with it… Whats the scam? Do you think that they charge high interest or what? I see these ads everywhere and just wonder if they offer it because maybe its easy to repo these things or what? Heres the latest ad I saw locally. Let me know what you think. Thanks!
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Huge Inventory home sale! Own Land or have Family Land use land to purchase new home! Need Land? Land/Home 1-20 ac avail. 3, 4, 5 bd Manufactured & Modular homes. Turn Key, we do it all! 00 furniture package with purchase. Call for approval: 888-878-2971 or 405-602-4526.

Technorati Tags: acreage, amp, avail, bd, furniture package, high interest, home 1, Modular Homes

Greed?
Collapse of world trade centers?
Outsourcing of jobs?
Buying mainly foreign?
Gas prices?
Poor business practices in variable rate home loans without forgiveness?
Conspiracies?
Love of may grown cold?
Personal debt such as credit cards?
& would you agree there are plenty of things to go around… people willing to work & provide services if jobs existed… people willing to attain education if available… schools with openings for students if finances available… plenty of houses… plenty of food… plenty of manufactured goods… plenty of everything except money, cash, denaro, dollars, coinage, liquid funds… but everything else, plenty of? Plenty of resources, Plenty of water, minerals, land to farm, air to breath… etc.?
What do you say? Is it merely a dollar shortage, or how is the whole thing as you see it, in layman’s terms? & can it be corrected by proper reorganization in a way which can benefit the greater good of the people?
Can thinking outside of the box & coming up with new & creative solutions benefit the greater good of the people in any way at all? If possible, what or who will be the greatest opposed?
The reason I ask, is because good communication creates good solutions… please discuss.
Thank you.

Technorati Tags: amp, collapse, conspiracies, creative solutions, credit cards, forgiveness, gas prices, greed, jobs, layman, liquid funds, money cash, personal debt, poor business practices, rate home loans, reorganization, thinking outside of the box, variable rate, water minerals, world trade centers

There are two properties I am interested in. One was built in 1966 & the other in 1974. Is there a company out there that does first mortgages on older manf. homes? I have a down payment well over 20%. Please help

Technorati Tags: amp, down payment, mortgages

There are two properties I am interested in. One was built in 1966 & the other in 1974. Is there a company out there that does first mortgages on older manf. homes? I have a down payment well over 20%. Please help

Technorati Tags: amp, down payment, mortgages

There are two properties I am interested in. One was built in 1966 & the other in 1974. Is there a company out there that does first mortgages on older manf. homes? I have a down payment well over 20%. Please help

Technorati Tags: amp, down payment, mortgages

The nation’s largest builder, distributor, contractor & lender of manufactured housing under the Clayton umbrella? Whose company, Vanderbilt, routinely finances anyone with a sizable downpayment on the spot with interest rates at unheard of highs, with just a phone call? Then, just as routinely, repossesses & resales these homes? Whose finance company refuses to refi those same loans as credit improves & threatens to pull its financial backing from any bank that would?

http://www.ripoffreport.com/reports/0/196/ripoff0196515.htm

I have seen this man finance a 120k park loan for a 22yo making minumum wage with 35k down from a inheritance. How long could a single 22yo living alone make payments on such a loan? @ 16%+ interest? Having been offered employment with his company, I declined because I did not have the stomach for it.

Should Hillary be accepting the support of a man who has made a fortune from exploiting our lower classes this way?
If you have ever walked into a Clayton lot, you know these guys are hard sale…
Dashloc, Gustooch, thinking that this woman and her cohorts could sit in our WH, scares the heck out of me.

What are people thinking? Are they just that uninformed?
You are right, Barry.

Land, money – Buffet will strip unwitting buyers of either and not bat an eye.

Technorati Tags: amp, cohorts, downpayment, finance company, financial backing, fortune, heck, hillary, inheritance, interest rates, loans, manufactured housing, money, stomach, umbrella, vanderbilt, wh

I’m thinking about buying a manufactured home (MH) because it’s all I can afford & think the monthly cost could be less than rent is now. I currently pay 5 a month. MH is year 2000, 3bd 2ba, 1295sf with all appliances & extras listed for ,900. It appears to be in very good condition. Does this seem like a fair price or high? I’m a 1st time home buyer & wonder if I am still eligible for same mortgage loans offered for a regular home with property? Does the bank even offer a mortgage loan on MH in a park charging lot rent? I want to be a smart consumer. I will appreciate any and all responses. Thanks

Technorati Tags: amp, appliances, manufactured home, mh, mortgage loan, mortgage loans, smart consumer, time home buyer, year 2000

I have been a sales person & sales manager in the Manufactured Home business since I was 18. Now I am 24 and looking to get in the car sales business. I don’t know a lot about cars, but when I started in Manufactured Home I didn’t know anything either. I won lots of awards & trips in the Manu. Home business and I consider myself a pretty good sales person. I sold the homes, secured the financing for the home as well, and helped with any service issues with the home. I was wondering from someone that has been in the car business how hard is it? Is securing financing hard for the loan hard? What are commissions like? What is base salary like? What is the more popular dealer(Ford, Chevy, Dodge, etc) to work for? Is it extremely stressful?

Thanks for any help!

Technorati Tags: amp, base salary, car business, car sales, cars, commissions, dealer ford, dodge, ford, ford chevy, home business, manu, manufactured home, sales business, sales person

My husband & I are trying to get a loan for a 2002 manufactured home on 2 acres for ,900 in MS. We can put 10% down on the loan. We have been in the same apt for 7yrs. Will that count for anything? Both our scores are below 500 but we both have good paying jobs that we have been at a long time. Can anyone help?
We have tried the our local banks we were denied.

Technorati Tags: amp, banks, good paying jobs, long time, manufactured home

When my hubby and i bought our car, the car dealer found a bank to finance us. is buying a home the same way? Or do we have to hire someone else to help find someone to finance us? Its a manufactured home were talking about getting. And can the land and home be financed together? another question is, do you always have to put a down payment down? we didnt on the car.
Were young (18 &19) but we have good credit, our own appartment, own car(newly financed 2007 model), and a capitolone credit card. We have good jobs and have been working full time since 16. I didnt want an extravagent home, just one 20,000-40,000$. its going to be a starter home so I dont want to spend too much. Ive been looking at Actual homes to but cant seem to find any i like.
No we shopped around for the car. shopped for a few months actually. I thought we got a good deal. apr-8%. monthly payments 426 but thats including gap insurance and financed for 5 years only.

Technorati Tags: amp, buying a home, capitolone credit card, car dealer, full time, gap, gap insurance, hubby, insurance, jobs, manufactured home, own car

We purchased a new mobile home 9 years ago. At that time, we financed approx. ,000, a 30-year mortage, with the fixed interest rate of 9.25%. Our montly payment is only 0. Here it is, nearly 10 years later, we still owe ,000 and no bank will refinance because they say the home is not worth it. SO, I’ve been making add’l payments, usually about an extra a month. My question is, when I apply that add’l pymt. (which is on a separate check and indicates "add’l principal") why does nearly all of my initial 0 pymt. go to interest?
If I only make my 0 payment, more goes towards the principal. I’m not making headway either way it seems. I don’t understand this. We were young & naive when we bought this home, and now we’re stuck.
Currently we do not own the land it is on, but we do own 6 acres that we plan to move the home onto. Would this qualify me for a FHA loan then?

Technorati Tags: 10 years, amp, fha loan, fixed interest, headway, interest rate, mobile home, mortage, pymt

I have a friend going through a financial disaster and she needs your help. She is on disability, going through a divorce (her husband just left her high & dry for a younger woman), and is overwhelmed by her debt. She has a mortgage on a trailer in a trailer park with a 13.5% interest rate. She fits the criteria set forth by the Obama Administration her monthly payment is over 38% of her income. She has contacted many banking institutes inquiring about loan modification or refinancing. The banks all have said the same thing to her that since her home is in a trailer park she can not reorganize her loan (a mobile home in a park is not considered real estate). To me this is an outrage. It’s not like she can move her house it has no axles and is a doublewide; moving it is not an option for her. Just because her socio-economic status is low and she was forced by the state laws to put her trailer in a trailer park (you can’t have a mobile home on land where we live) she is being punished by investors. Is there any help for low-class individuals who find themselves in trouble with a mortgage on a trailer in a trailer park? Any suggestions I can give her? She’s such a nice older lady, I’d love to be able to help her. Thanks a lot.
Northpoint lending will not finance anything inside a park.

Technorati Tags: amp, axles, banks, class individuals, disability, divorce, doublewide, financial disaster, interest rate, investors, loan modification, love, mobile home, mortgage, older lady, outrage, real estate, socio economic status, state laws, trailer park

My husband is a Marine & we are being relocated. We decided to buy a manufactured home..(cheaper) I got our credit score & they are horrible.(596, 592, 643) Which I don’t understand because we pay EVERYTHING on time. But we have a lot of debt & cards are close to limits. Will selling our home improve our credit by reducing our DTI ratio? I am one of those who assumed(incorrectly) that paying on time was enough. No collections, No bankruptcy, etc. On a side note, financing a manufactured home is next to impossible unless you have EXCELLENT credit.
We can afford our payments…which is why none are late. We pay super low taxes here, and where we are moving to buy the same house our payment would be higher. I don’t want the same size/condition house for a HIGHER payment, who would?

Technorati Tags: amp, bankruptcy, cards, collections, credit score, paying on time

there are additions on sides & home is attached to real property and cannot be moved without severe damage to structure.how can i get a new title to satisfy lender for refinancing in state of fla?

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We were looking for a little info on this and are having trouble finding some of it.

- Safety of the homes?
- Do they handle interest & length of loan as they do trailers? (With trailers/mobile homes they increase your interest rate and must shorten the length of the loan) or are they handled as typical home loans (30 yr 6-7 etc % interest)??
- Pro’s and Con’s in general.

I guess this could be extra helpful if you or someone close to you has or does own one and has come across positives or negatives since they’ve lived there. Any info will help! Thanks!

Technorati Tags: amp, home loans, interest rate, Mobile Homes, trailers